Affordability calculator Enter your customer's information here Annual income:   $ Total monthly debts:   $ Cash and down payment for closing costs:   $ Interest rate:   5%5.25%5.5%5.75%6%6.25%6.5%6.75%7%7.25%7.5%7.75%8%8.25%8.5%8.75%9%9.25%9.5%9.75%10%10.25%10.5%10.75%11%11.25%11.5%11.75%12% You can enhance the output by showing several interest rate variations in the Detailed Output view:   Detailed Output Adjust your debt-to-income ratio to see how it will affect your estimated maximum loan amount. 25%  30%  35%  40%  45% Your results We estimate the maximum amount your customer would qualify for to be:   Typical estimate   Monthly payment $1,025   Loan amount $146,593   Home purchase price $162,530   Down payment $162,530   Closing costs $3,665 Note: Estimates are computed using a 30-year term, 3% down payment and 2.5% estimated closing costs.